At Towergate Patrick, client care, service and our comprehensive
care home insurance package are the hallmarks of our business.
Please view our unique selling points.
Our care home insurance policy provides cover that is flexible
enough to meet the varied needs of most care homes, as we
understand that no two care homes are the same.
Care home insurance cover can be extended to include buildings
and other key areas of your care home.
Legal expenses are automatically included with statutory licence
protection along with a registration consultant who is available to
all our care home operators. Within the legal expense cover, we
provide a full human resource system called ‘CybHR’ at no extra
cost, which you may pay separately for or you may pay solicitors on
an as and when you need them basis. This is included in our
care home insurance policy.
We also provide a free Health & Safety Manual which you may
find useful in the day-to-day running of your care home.
Key policy features of our care home
insurance policy
- Loss of registration – including access to a registration
consultant
- 24 hour Legal advice line
- Abuse cover with very few restrictions
- Legal liabilities including malpractice
- Personal injury or assault during the course of the
business
- Care home contents insurance including residents effects
- Loss of earnings
- Book debts
- Loss of money and cheques
- Legal expenses insurance (administered by Abbey Legal
Protection and underwritten by Brit Insurance Ltd)
- This is just an outline of the cover available. You can request
further information including details of significant excesses,
exclusions, limitations and conditions by contacting us
Optional care home insurance cover
- Care home buildings insurance
- Employee dishonesty
- Passenger lift inspection and plant breakdown (underwritten by
Allianz Cornhill Engineering)
- Loss of your or your family’s personal belongings
- Personal accident (for you and all your staff)
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